I have $23,000 Total In Debt — Which One Should I Pay Off First?

Most people are told to attack their debt in the "smartest" order — highest interest rate first. It's the math-correct move. So why do so many people who follow that exact advice quit before they ever get debt-free? In this episode, Anthony breaks down the real story of a couple juggling five debts — from a $400 medical bill all the way up to a $13,000 student loan — and what happened when they tried the "correct" method versus what actually got them results. Backed by a 2012 study of over 6,000 real households, this episode settles the debt snowball vs. debt avalanche debate for good, and explains why momentum — not math — is what actually gets people out of debt. IN THIS EPISODE, YOU'LL LEARN: - Why attacking your highest-interest debt first can actually cause you to quit - What a study of 6,000+ households found about who actually becomes debt-free - Why paying off a small debt fast can matter more than saving the most money - The exact order to list and attack your debts (no interest-rate math required) If you're tired of starting debt payoff plans and quitting in the middle, this episode will change how you think about where to start.