House Rich, Cash Poor: The Debt Trap Killing Your Financial Freedom | Chris Naugle | EP 80

In this episode, I sat down with my good friend and financial wizard Chris Naugle to break down the trap that’s keeping most Americans broke—being house rich and cash poor. We talk about the habits that formed after COVID, the rise in credit card delinquencies, and how people are sitting on equity but have no cash flow. Chris shares his powerful “recycle and recapture” strategy using HELOCs and infinite banking to actually grow wealth instead of staying on the debt hamster wheel. We also pivot to what’s happening in real estate development, how luxury units are failing, and why affordable housing is the opportunity of the next 2–3 years. This is a masterclass in personal finance and smart real estate investing that everyone needs to hear. -- Chris Naugle is a nationally recognized money mentor, real estate investor, and the founder of The Money School and Be Your Own Bank. A former professional snowboarder turned financial strategist, Chris has helped over 10,000 people take control of their finances using the principles of infinite banking, private lending, and strategic wealth-building.