
Discipline Is the Difference Between Broke and Wealthy
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Rachel Cruze answer your questions and discuss: “Can I frontload our retirement and 529 accounts for a few years and then stop contributing?” “Is paying for a more expensive daycare worth it while we are trying to pay off debt?” “I hate the idea of investing in mutual funds because I don't have voting rights. Can I be successful investing in small companies?” “I switched careers and now I am making a third of what I used to, should I switch back to my old career?” “Is it a good idea to sell my house and live in a van?” Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET 📩 Email Dave On-Air With Your Questions on Debt and Finance 💵 Start your free budget today.